Tax-Aware Wealth Management, Built Around How You Actually Live
Whether it's a business sale, a concentrated position, or simply wanting your CPA and your advisor working from the same playbook — we build an investment strategy that starts with the tax consequences, not after them.
Independent · Fiduciary · Transparent Pricing · Direct CPA Collaboration
Who We Help
We work with people who've realized that good investing and good tax planning are the same conversation — not two separate ones. That often means business owners, people approaching a liquidity event, or anyone tired of an advisor and a CPA who've never spoken.
When those conversations happen together instead of in silos, real planning becomes possible. Decisions get made proactively — before a tax bill arrives, before a sale closes, before a windfall shows up with no plan attached — instead of reactively, after the fact, when the options have already narrowed.
That shift changes the experience of managing wealth entirely. Less chaos. Less scrambling every April. Less wondering whether your advisor and your CPA are even looking at the same picture. In its place: clarity — a plan you understand, decisions made with intention, and the confidence that comes from knowing your financial life is being run as one coordinated strategy, not two disconnected ones.
How We Help
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Investment Management
Globally diversified portfolios built around your actual tax situation, not a generic model.
Access to structured notes for clients seeking defined-outcome exposure.
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Strategic Tax Planning
Proactive tax planning woven into every investment and cash-flow decision.
Built on 10+ years working directly alongside CPAs — I know the value of the two sides working in tandem.
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Retirement & Income Planning
A withdrawal and income strategy designed to minimize the tax drag on the money you need to live on.
Years of hands-on cash flow management experience with business owners.
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Estate & Legacy Planning
Coordinating your investments with your estate plan so wealth transfers efficiently.
Donor-advised fund strategy for clients who want giving to be part of the plan.
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Risk Management & Protection
Identifying where concentration, liquidity, or market risk could derail the plan.
Box spreads used for low-cost portfolio financing/liquidity without triggering a taxable sale.
Why Harmony Wealth
Before founding Harmony Wealth, I spent years inside the wirehouse world at firms like Merrill Lynch and Morgan Stanley — an environment built around sales quotas and product goals, not necessarily around what was actually best for the person across the table.
That's what led me to step away from wealth management altogether and into accounting, where the relationship is different by design. Over the next decade, I helped build a hospitality-focused accounting firm into a single-source solution for business owners — bookkeeping, managerial accounting, CFO-level strategy, and tax, all under one roof. What I learned there wasn't just technical; it was how much better the advice gets when someone actually understands the full financial picture, not just one slice of it.
Harmony Wealth is what happens when those two experiences come together. I stepped back into wealth management because I saw the same gap I'd spent ten years solving for business owners — the disconnect between the people managing your investments and the people managing your taxes — and knew it didn't have to exist for individual investors either. The transactions were never the point. They're just the vehicle that gets you where you're actually trying to go.
Let's Put This to Work for You
If your investing and tax planning have been happening in two separate conversations, it doesn't have to stay that way.