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Harmony Wealth Advisors
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Business Owners
Retirees
Business Retirement Plans
Learn
Planning
Investments
Blog
Work With Us
Meet Chris
Harmony Wealth Advisors
Home
Business Owners
Retirees
Business Retirement Plans
Learn
Planning
Investments
Blog
Work With Us
Meet Chris
Home
Business Owners
Retirees
Business Retirement Plans
Folder: Learn
Back
Planning
Investments
Blog
Work With Us
Meet Chris

Life Events

  • What Issues Should I Consider For My Child With Special Needs?

  • What Issues Should I Consider When Having (Or Adopting) A Child?

  • What Issues Should I Consider When Getting Married?

  • What Issues Should I Consider During My Divorce?

  • What Issues Should I Consider If My Spouse Passed Away?

  • What Issues Should I Consider If My Parent Passed Away?

Business Planning

  • What Issues Should I Consider When Starting A Business?

  • Should I Set Up A Traditional 401(k) For My Business?

Career Change

  • What Issues Should I Consider When Starting A New Job?

  • What Issues Should I Consider If I Get A Promotion Or Raise At Work?

  • What Issues Should I Consider If I Lose My Job?

Education

  • What Issues Should I Consider When Paying Off My Student Loans?

  • Am I Eligible For An IDR Plan For My Federal Student Loans?

  • What Issues Should I Consider To Fund My Child’s College Education?

Estate Planning

  • What Issues Should I Consider When Reviewing My Estate Planning Documents?

  • What Issues Should I Consider When Establishing My Charitable Giving Strategy?

  • What Issues Should I Consider If My Spouse Has Been Diagnosed With A Terminal Illness?

  • What Issues Should I Consider Before Closing The Estate?

  • What Issues Should I Consider Before I Update My Estate Plan?

Healthcare

  • What Issues Should I Consider When Purchasing Long-Term Care Insurance?

  • Will Healthcare Change As I Transition Into Retirement?

  • What Issues Should I Consider For My Aging Parents?

  • Can I Make A Deductible Contribution To My HSA?

Investments

  • Does An Annuity Fit Within My Financial Plan?

  • What Issues Should I Consider Regarding My Restricted Stock Units?

  • What Issues Should I Consider Regarding My Incentive Stock Options?

  • What Issues Should I Consider Regarding My Non-Qualified Stock Options?

  • What Issues Should I Consider When Reviewing My Investments?

Medicare

  • Should I Change My Medicare Coverage During Open Enrollment?

  • Will I Avoid IRMAA Surcharges On Medicare Part B & Part D?

  • Will I Avoid Medicare Enrollment Penalties?

  • Will I Be Enrolled Automatically In Medicare?

  • Am I Eligible For Medicare Part A & Part B?

Recurring

  • Important Milestones

  • Important Dates

  • Am I At Risk Of Having My Identity Stolen Or Being A Victim Of Fraud?

  • Issues To Consider In Client Annual Review Meeting

  • What Documents Do I Need To Keep On File?

  • What Issues Should I Consider Before The End Of The Year?

  • Should I Pay Off My Debt(s)?

  • Should I Lease Or Buy My Next Automobile?

  • What Issues Should I Consider When Funding An Unexpected Expense?

  • What Issues Should I Consider At The Start Of The Year?

  • What Issues Should I Consider When Reviewing Cash Flow?

  • Pay Stub Review

  • Master List Of Goals

  • Issues To Consider As A New Client

  • What Issues Should I Consider With My Employer-Provided Benefits?

Retirement

  • Should I Take My Pension As A Lump Sum?

  • If I Retire Early, Should I Buy Health Insurance Through The Health Insurance Marketplace?

  • What Issues Should I Consider Before I Retire?

Retirement Accounts

  • Common Pension Plans For Small Business Owners

  • Common Retirement Plans For Small Business Owners

  • Should I Establish A SEP IRA Or A SIMPLE IRA Plan For My Small Business?

  • Should I Contribute To My Roth 401(k)?

  • Should I Consider Doing A Roth Conversion?

  • Should I Contribute To My Roth IRA Vs. My Traditional IRA? (2021)

  • Should I Contribute To My Roth IRA Vs. My Traditional IRA? (2022)

  • Will A Distribution From My Roth IRA Be Tax & Penalty-Free?

  • Will A Distribution From My Traditional IRA Be Penalty-Free?

  • Should I Inherit My Deceased Spouse’s Traditional IRA?

  • Should I Roll Over My Dormant Traditional 401(k)?

  • Can I Make A Deductible IRA Contribution?

  • Can I Make A Backdoor Roth IRA Contribution? (2021)

  • Can I Make A Backdoor Roth IRA Contribution? (2022)

  • Can I Contribute To My Roth IRA? (2021)

  • Can I Contribute To My Roth IRA? (2022)

  • Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?

  • Can I Delay Distributions From The Traditional IRA I Inherited?

  • Can I Do A Qualified Charitable Distribution From My IRA?

  • Can I Do A Net Unrealized Appreciation (NUA) Distribution?

  • Can I Make A Mega Backdoor Roth Contribution? (2021)

  • Can I Make A Mega Backdoor Roth Contribution? (2022)

Risk Management

  • What Issues Should I Consider When Purchasing Disability Insurance?

  • What Issues Should I Consider When Purchasing A Life Insurance Policy?

  • What Issues Should I Consider When Reviewing My Health And Life Insurance Policies?

  • What Issues Should I Consider When Reviewing My Property And Casualty Insurance Policies?

Social Security

  • Will My Social Security Benefits Be Reduced?

  • Do I Qualify For Social Security Disability Benefits?

  • Am I Eligible For Social Security Benefits If I Have Been Divorced?

  • Am I Eligible For Social Security Benefits As A Surviving Spouse?

  • Am I Eligible for Social Security Benefits As A Spouse?

Taxation

  • Should I Use A Donor Advised Fund (DAF) When Giving To Public Charities?

  • What Issues Should I Consider When Moving Out Of State?

  • What Will Have The Least Tax Impact: Harvesting Capital Gains Or Roth Conversions?

  • Do I Need To Start Making Estimated Federal Income Tax Payments?

  • Will I Have To Pay Tax On My Qualified ESPP?

  • Will The Distribution From My HSA Be Tax & Penalty-Free?

  • Will I Receive A Step-Up In Basis For The Appreciated Property I Inherited?

  • Will I Receive A Step-Up In Basis For This Gifted Property?

  • Will The Deductibility Of My Retirement Plan Contributions Be Impacted By The QBI Rules?

  • Will My Roth IRA Conversion Be Penalty-Free?

  • Will I Have To Pay Tax On The Sale Of My Investment?

  • Important Numbers (2021)

  • Important Numbers (2022)

  • Is The Distribution From My 529 Plan Subject To Federal Income Tax?

  • As Someone Who Is Working, What Issues Should I Consider When Reviewing My Tax Return? (2020)

  • As Someone Who Is Working, What Issues Should I Consider When Reviewing My Tax Return? (2021)

  • As A Retiree, What Issues Should I Consider When Reviewing My Tax Return? (2020)

  • As A Retiree, What Issues Should I Consider When Reviewing My Tax Return? (2021)

  • Am I Eligible For A Qualified Business Income (QBI) Deduction?

Wealth Preservation

  • What Issues Should I Consider When Starting Out Financially?

  • What Issues Should I Consider If I Experience A Sudden Wealth Event?

  • Should I Consider Refinancing My Mortgage?

  • What Accounts Should I Consider If I Want To Save More?

  • What Issues Should I Consider During A Recession Or Market Correction?

  • What Issues Should I Consider When Buying A Home?

  • Should I Pay Off My Mortgage?

  • What Issues Should I Consider When Dealing With High Inflation?

Harmony Wealth Advisors

Edgewater Office

Pier 7 Marina
48 S River Rd. South, Suite 101
Edgewater, MD 21037

Mailing Address

15 Francis Street, 2nd Floor
Annapolis, MD 21401

(301)-742-7330
chris@harmony-wealth.com